Solutions
consumer finance
Create integrated solutions for service, marketing and operation to help enterprises transform into intelligent enterprises
Industry pain points
Scheme introduction
Based on the video and AI capability, the standard loan signing business is reshaped and optimized, and the integrated intelligent signing process of digital human/video agents/outlets and counters is established through the “human-human”/“human-computer” interaction mode for different service scenarios so as to greatly reduce the labor cost and improve the flexible operation of business peak on the basis of ensuring that the risks are controllable.
Programme consulting
Application scenario
Remote agent signing
Remote agent signing
Through the mobile APP, a video session is initiated by customers or call-out from the agent. After the living body recognition, the signing process is proceeded, and the online signing is quickly completed under the guidance of the remote agent. It supports screen explanation and confirmation of product information and contract terms, interactive communication modes such as circling and highlighting as well as automatic broadcast of standard verbal tricks such as notification. AI real-time quality inspection, customer off-frame detection/face occlusion detection/multi-person in-frame detection/ASR automatic semantic recognition, etc. are conducted in the whole process. The contract is signed online, and it supports the integration of existing electronic signature authentication systems of enterprises, and dual-recording video and evidence storage are available for the signing process.
Signing of digital human
Signing of digital human
Customers actively initiate the video signing request through the mobile APP, and the digital human connects and guides customers to complete the standard signing. If it fails for many times, it can be processed by a manual agent or an outlet site. It supports the high-security verification mode of face recognition and silent living body inspection and for senseless customers. Digital human automatically broadcasts the informed contents and make semantic recognition and judgment for customers’ answers. Customers confirm that the whole process of operation track should be recorded and stored in the screen. Cross verification is conducted with dual-recording video. The traceable evidence chain is more complete and credible.
Business Value
业务价值
“7×24h” operation
With little impact from human factors and objective environment, it breaks the limitation of time and space to complete 7×24h loan signing and document filing.
Greatly reduce the overall cost of manpower configuration.
Reduce the number of allocated personnel, and greatly save the overall cost such as labor, workplace and equipment.
Human-computer coordination for efficient and flexible operation
Increase single-point production capacity, reduce idle counter/agent costs, and improve comprehensive efficiency of resource utilization.
Enhance AI compliance risk control capability
Support all-process real-time quality inspection such as certificate recognition, living body recognition, off-frame detection, multi-person in-frame detection, occlusion detection, etc.
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